Showing posts with label IIPM Info Planning and Entrepreneurship Programme. Show all posts
Showing posts with label IIPM Info Planning and Entrepreneurship Programme. Show all posts

Friday, August 24, 2012

Soaring popularity meter

In a recent exercise by Twitter authorities to ascertain personalities with maximum number of followers on the website, Genelia D’souza featured in the top 20, beating several celebrities from various walks of life. Though a curious feat, she is very happy about it and wishes to thank all responsible for it! Considering that Twitter is seen as a popularity barometer these days, our hearty congratulations to Genelia!


Wednesday, November 21, 2007

The sub prime lending fiasco will take banks and brokerage houses with it...

A few points: Although the US stock market became oversold at the end of June in the very short-term, the market is certainly not oversold from an intermediate point of view and is still grossly over-bought from a longer term perspective. An oversold condition would be reached if only 45% of stocks would trade above the 200 Day Moving Average (MA). A truly oversold condition would be reached if only 10% to 20% of shares would trade above the 200 Day MA.

Th e CDO market problems are likely to worsen for quite some time. First of all we are moving into the peak season for Adjustable Rate Mortgages (ARM) resets, the use of which Mr. Greenspan actually recommended in 2003 and 2004 right at the bottom of the interest rate cycle.

Since a large number of ARMs will be reset over the next 18 months at a time when the housing market continues to deteriorate, defaults are likely to increase much further! After Mr. Greenspan applauded the sub-prime lending industry for allowing also poor US households to purchase a home in 2003 and 2004, last week regulators told mortgage lenders to toughen standards for sub-prime home loans, sub-prime lenders’ stocks have been southwards.

Fed Governor Randall Krozner said in an email statement at the end of June that regulators expect “lenders to make sure sub-prime borrowers not only can afford their monthly payments while the introductory rate is in effect, but also after the interest rate resets… It is the right thing to do for the borrowers’ sake.’’

My regular readers will know by now that I do not have a high regard for the Fed (or for that matter most central bankers) but when I see this happening I really have to shake my head in disbelief. How could the Fed encourage reckless lending and borrowing with its artificially low interest rates policy and with its statements for years?
For Complete IIPM Article, Click on IIPM Article

Source: IIPM Editorial, 2006

An IIPM and Management Guru Prof. Arindam Chaudhuri's Initiative

Thursday, October 11, 2007

Maruti to drive down to rural India

The automobile giant – Maruti Udyog Ltd. (MUL) is on an overdrive toMaruti to drive down to rural India increase its footprint in rural India. As a part of a well thought strategy, Maruti has struck a deal with Regional Rural Banks (RRBs) to enable car financing. Talking about the initial response, Jagdish Khattar, Managing Director, MUL boasts, “We have already sold 2,700 cars and generated about 20,000 enquiries through the rural scheme which was started in April.” Out of the total cars sold using this scheme, Alto constituted for half the pie while Maruti 800 accounted for 23% of sales. Besides taking help from the RRBs, the auto giant is utilising its old resources of car financiers (including Mahindra Finance and Magnum). Moreover, MUL is involving village Panchayats alongwith being a part of local events to boost sales.

For Complete IIPM Article, Click on IIPM Article

Source: IIPM Editorial, 2006

An IIPM and Management Guru Prof. Arindam Chaudhuri's Initiative

IIPM, Business College Ranking India BBA Institute India, IIPM IIPM - Nikhil Khade Online Welcome to 4Ps Business and Marketing The IIPM Think Tank IIPM New Delhi India Professor Arindam Chaudhuri, Renowned Management Guru & Economist IIPM Info Planning and Entrepreneurship Programme, IIPM New Delhi, India Business And Economy IIPM Placements New Delhi, India IIPM Business Management Institute India